📈 Chart
📊 Results
| Symbol | Asset | Frequency | Mode | Deposits | End value | CAGR | Absolute % | Maxdrawdown | Volatility | Dividends | Tax | Actions |
|---|
More market context
Read asset charts and macro scenarios separately
Chart View brings price series, public comparison scenarios and cleaner conversion logic into a dedicated analysis page.
Historical example · not a personal forecast
What happened to €200 a month in the MSCI World?
Monthly deposits from January 2020 to December 2024, with no initial capital. The calculation uses the accumulating EUNL.DE ETF in EUR and the same simulation as the calculator.
- Deposits
- 12,000.00 €
- Portfolio value
- 17,726.39 €
- Value growth
- 5,726.39 €
| Year end | Deposits (EUR) | Portfolio value (EUR) |
|---|---|---|
| 2020 | 2,400.00 | 2,697.14 |
| 2021 | 4,800.00 | 6,371.75 |
| 2022 | 7,200.00 | 7,741.95 |
| 2023 | 9,600.00 | 11,936.10 |
| 2024 | 12,000.00 | 17,726.39 |
The difference between portfolio value and deposits is the value growth over this period, not an annual interest rate. Portfolio value can fall even while deposits continue.
€200 at the start of each month; the last available price is carried forward on days without a quote. Fund income is reinvested within the fund and reflected in its price. Fund costs are already reflected in prices; trading and custody fees, personal taxes and inflation are not additionally deducted. Portfolio value is before any tax on disposal. Historical outcomes do not promise future returns.
Data source: Yahoo Finance · EUNL.DE · Retrieved: 2026-10-14
Final step of the Obolus Decision Engine
What can your real savings rate become?
Obolus Invest takes the savings rate left after net income, rent, living costs and budget decisions, then turns it into a long-term projection with history, risk, dividends, taxes and portfolio comparison.
Plan
Set starting capital, real savings rate, contribution interval and target year. Budget or relocation flows can feed the investable amount directly.
Result
Chart, table and metrics show end value, deposits, CAGR, drawdown, volatility, dividends and tax impact in one readable projection.
Portfolio
Compare multiple series side by side and add them to a portfolio, turning single symbols into scenario decisions.
Market Context
Historical prices, currency conversion and the separate Chart View help you understand asset behavior before the projection.
Assumptions
Dividends, tax profile, contribution frequency and simulation mode stay editable. Forecasts are model calculations, not investment advice.
Obolus Invest in the Decision Engine flow
Obolus Invest connects net income, rent, living costs and budget with the question of how your real savings rate can develop over time. Instead of showing only a fixed return, the projection combines historical data, risk, dividends, tax profile, currency and portfolio comparison.