What can your real savings rate become?

Long-term invest projection from net income, budget and real savings

with history, Monte Carlo, dividends, taxes and portfolio comparison

Your scenario

€200 / month investable

Current horizon: 15 years

Next step

Your surplus is set. Now put it on a long-term wealth path.

Recommended

📈 Chart

📊 Results

SymbolAssetFrequencyModeDepositsEnd valueCAGRAbsolute %MaxdrawdownVolatilityDividendsTaxActions
€0
Deposits
€0
Final value
0%
Ø TotalReturn
0%
Ø Volatility

More market context

Read asset charts and macro scenarios separately

Chart View brings price series, public comparison scenarios and cleaner conversion logic into a dedicated analysis page.

Open Chart View

Final step of the Obolus Decision Engine

What can your real savings rate become?

Obolus Invest takes the savings rate left after net income, rent, living costs and budget decisions, then turns it into a long-term projection with history, risk, dividends, taxes and portfolio comparison.

Flow
Net -> Budget -> Invest
Default example
200 EUR savings
Method
History + Monte Carlo

Plan

Set starting capital, real savings rate, contribution interval and target year. Budget or relocation flows can feed the investable amount directly.

Result

Chart, table and metrics show end value, deposits, CAGR, drawdown, volatility, dividends and tax impact in one readable projection.

Portfolio

Compare multiple series side by side and add them to a portfolio, turning single symbols into scenario decisions.

Market Context

Historical prices, currency conversion and the separate Chart View help you understand asset behavior before the projection.

Assumptions

Dividends, tax profile, contribution frequency and simulation mode stay editable. Forecasts are model calculations, not investment advice.

Obolus Invest in the Decision Engine flow

Obolus Invest connects net income, rent, living costs and budget with the question of how your real savings rate can develop over time. Instead of showing only a fixed return, the projection combines historical data, risk, dividends, tax profile, currency and portfolio comparison.